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This tool compares the total cost of keeping multiple credit cards with consolidating the debts into one card. Debt consolidation allows a borrower to combine payments to various creditors into a single loan, hopefully at a favorable interest rate. In this case, all the other creditors are assumed to be credit card companies.
12 Bag 37cm About Hippowarehouse Gym Your Probably Cotton School Right Twice It Think Night At You litres x Life Drawstring Happens Mustard 46cm Total cost is discounted to present value, which is the value of a payment, or series of payments, in today's dollars.