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This tool compares the total cost of keeping multiple credit cards with consolidating the debts into one card. Debt consolidation allows a borrower to combine payments to various creditors into a single loan, hopefully at a favorable interest rate. In this case, all the other creditors are assumed to be credit card companies.
Laptop compartments Zippered Nylon Bag Handle Laptop and 13 multiple Inch Bag Brown with Leather Color Leather Soft Sleeve Cow Total cost is discounted to present value, which is the value of a payment, or series of payments, in today's dollars.